My family has been struggling to keep our heads above water for months, and we are getting to the point we can’t do it anymore.
Our Story
We began in 2007 as a credit education organization – helping individuals and families understand all about personal credit and the wise use of credit. Then, in 2008 a financial crisis hit with cheap, easy-to-obtain credit and lax lending standards that led to a housing bubble that quickly grew out of control.
The recession that followed caused many people to lose their savings, and their homes. People began to reach out to us for help, not for credit information, but to deal with overwhelming bills. In response, we first educated ourselves on all aspects of dealing with debts including consolidation options as well as DIY self-help steps consumers can take on their own.